Life Insurance

Insurance Life Insurance
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Priorities change as we move through the stages of life. 

Whether you’re thinking of starting a family or looking forward to the leisure of your golden years, the right insurance products can help provide financial security so you can enjoy life at all its stages.

When others depend on you, life insurance is essential to protecting everything you’ve worked so hard to build. The majority of people need some level of life insurance protection at most stages of their adult lives:

  • Singles
  • Married Couples
  • Parents
  • Retirees

Call, Request a quote online, or Find An Agent Near You
Our agents are available to talk to you from 9 a.m. to 5 p.m. M-F.

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If you are single with no dependents, you may not have a pressing need for life insurance. Consider a policy if:

  • You provide support for aging parents.
  • If you want to avoid passing on debt or final expenses to loved ones.
  • If you want lock in the lowest rates to benefit you in future years.

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Married Couples

Many couples depend on two incomes to cover rent or mortgage, car payments, loans, and credit card debt. Both partners need adequate coverage to avoid drastic lifestyle adjustments for a surviving spouse.



When you have dependent children, you need to get serious about life insurance. Providing for a child is expensive, and the proper amount of life insurance can help secure your children’s financial future.

Retired Couple



Retirees often opt for larger pension payments that cease at their death. A life insurance policy could provide economic security for a surviving spouse.

Term Or Permanent?

Term Insurance provides a death benefit and nothing more. It provides protection for a specified time period and offers the most coverage for the lowest premium.

Permanent Insurance provides a death benefit, plus the policy builds cash reserves that accumulate on a tax-deferred basis. Permanent policies are more expensive to buy, but the premiums never increase. They guarantee you coverage for life as long as you pay your premiums and offer you the option of withdrawing or borrowing against the cash reserves.



An annuity is a financial services product issued by a life insurance company that provides you with income payments in return for premiums you have paid. Premiums might be paid over a period of time or in one lump sum.

Annuities allow you to:

  • Accumulate savings to supplement your retirement income from Social Security, pension plans, and other sources.
  • Save money on a tax-deferred basis.
  • Invest for your retirement with no limit on the amount of money you can contribute.

In addition, annuities offer many options for paying premiums and structuring benefits that allow you to customize the investment to fit your individual needs.

For more information on how AAA can help you choose the right annuity for you, please call (888) 349-7309.