Life insurance helps protect what matters most.

Life insurance is personal. Your unique situation and goals determine how much life insurance you need and your reasons for coverage. In addition, these needs can change as your life changes. Our Ohio life insurance agents often receive questions about when and why to consider life insurance and are in a great position to help you determine the right amount for your unique circumstances.

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Term Life, Whole Life, or Universal Life insurance options

AAA offers life insurance coverage with many different options. Our agents can help determine what type of coverage would be best for you. Don’t see what looking you’re looking for? Request a quote and get in touch with an insurance agent today.
  • couple hugging in kitchen

    Term Life Insurance

    Term life insurance lasts for a selected time period. Options for term coverage may include 10, 15, 25, or 30 years of life insurance coverage.
  • couple holding a baby

    Whole Life Insurance

    In contrast to term life insurance, whole life insurance is lifelong coverage with guaranteed premiums designs to help those you care about take care of final expenses.
  • Family at a picnic together

    Universal Life

    Universal Life insurance coverage is permanent coverage, similar to whole life insurance, but grows in cash value to help meet changing needs during your lifetime and leave a legacy to your family.

Life insurance resources


Everyone’s life insurance needs are unique. The resources below will help you understand your options and make decisions with confidence.

Getting started
Not sure where to start? These tips will guide you through your options and help answer important questions before you purchase a policy.

Life Insurance calculator

How much life insurance coverage do you really need? Use this helpful calculator to get a general idea of your personal number today.

What type of life insurance fits you best?
Did you know there are different types of life insurance? Discover the differences and find out which option is best for you.

When is the best time to get life insurance?

Whether you’re single, married, starting a family, planning for retirement, or just enjoying your golden years, we’ll walk you through the right time to get covered.


Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, Michigan. AAA Life Insurance Company is licensed in all states except NY.

CA Certificate of Authority #07861. Products and their features may not be available in all states.

©2022 AAA Life Insurance Company, All Rights Reserved.


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