Renters and Homeowners Insurance

Home, Condo & Renters Insurance

What type of place do you call home?

AAA can help find the best rates to insure a house, condo, apartment, or mobile home.

Whether you rent or own, it’s essential to have adequate insurance coverage to protect your assets. AAA insurance agents can set you up with a policy specifically designed for your type of home. Whether you own a house and need to insure everything, or rent and just need content and liability protection, AAA has you covered.

If you’d like a free, no-obligation quote for homeowners or renters insurance, please complete our online quote form. One of our licensed insurance agents will contact you during the next business day. We’ll provide rates from several companies and tailor a program to fit your individual needs.


About AAA Homeowners & Renters Insurance


Your AAA Ohio insurance agent will ask a few questions to understand your needs and how to find you the best policy. We’ll compare rates from a number of providers to find the most competitive solution and with the best value. Contact an agent or request a quote online. Our exclusive AAA member discount can also save you up to 15%.

Common questions about homeowners & renters insurance.

Homeowners insurance is not required by law in Ohio. However, banks and mortgage companies may require loan recipients to have homeowners insurance coverage. Many lenders require that the coverage is, at a minimum, enough to cover the amount of the loan. Even if it’s not required by the lender, it’s strongly recommended for homeowners to have coverage to protect the investment in a home.
Similar to homeowners insurance, renters insurance is not required by law in Ohio, but it may be required by a landlord or apartment building. While not required by law, it is advised that renters have some level of coverage to protect their belongings.
Homeowners insurance can vary in cost. The best way to find a great rate on homeowners or renters insurance is to compare prices from multiple insurance companies. If you work directly with an AAA insurance agent, we can compare rates from the top providers for you to find the most competitive option.

Bundle your AAA Ohio Homeowners or Renters Insurance

Collage of happy insured families.

Other Home Insurance Policies

Perhaps you own rental properties or live in a manufactured home. AAA offers a full line of customizable policies to protect you when a standard homeowners policy doesn’t fit your needs.
  • Manufactured Home

    Manufactured Home

    Owners of manufactured homes can get protection against losses on the home and contents. Coverage is available for all occupancies, including owner-occupied, rental, seasonal and tenant.
  • Empty house with couch.

    Vacant Dwelling

    Don’t let a temporarily vacant house go unprotected. This coverage protects against a variety of named perils. Available options include premises liability, vandalism and malicious mischief, and coverage for other structures on the property.
  • Gray house with peaks.

    Specialty Homeowners

    Some houses may not qualify for a standard homeowners policy. Specialty homeowners coverage provides coverage for named perils and other structures. Choose to upgrade personal liability and/or personal property coverage and add other options.
  • Neighborhood of houses.

    Dwelling Fire

    Dwelling fire plans are designed for those who may not need all the protections offered by a homeowners policy. This type of policy protects the home and other structures against named perils. 

Be Prepared with a Home Inventory

Having an up-to-date home inventory can save time, stress and money in the event you need to file a home insurance claim. In this video, AAA shows you how to create a home inventory in three simple steps!
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