Jewelry Insurance

What types of items are covered under jewelry insurance?

All fine jewelry is covered under jewelry insurance from Jewelers Mutual Group. This includes rings (including engagement rings), bracelets, earrings, chains, watches, pendants, and loose stones.

Other non-jewelry items like fine art are not covered.

How does jewelry insurance work?

Once insured by Jewelers Mutual Group their goal is to replace your piece or repair it to just the way it was. Contact them with proof of ownership, a statement explaining what happened, and a police report if your jewelry was lost or stolen. Once you've submitted your claim either online or over the phone, you'll select a jeweler to repair or replace the item then pay your deductible. Your jewelry insurance will take care of the rest.