Professional Liability – Insurance protection against claims of negligence or malpractice for some classes.
Accounts Receivable – Provides insurance against losses caused by damage to your records, which may prevent the collection of funds owed to you.
Employee Dishonesty – Available in amounts from $10,000 to $250,000 to help protect you from the dishonest acts of employees.
Electronic Data Processing Equipment – A base level of coverage is built into the policy. You can also schedule high value items separately.
Business Income Loss – Protection against loss of income for up to 12 months and pays the full cost of necessary extra expenses.
Premises Liability Coverage – Insurance coverage for losses caused by bodily injury or destruction of property suffered by customers on your premises.
Business Income Loss Protection – Insurance protection against loss of income for up to 12 months and pays the full cost of necessary extra expenses to help you stay in business.
Money and Securities Coverage – For loss of currency and other negotiable instruments on and off your premises, as well as losses due to counterfeit money and bad checks.
Tools and Equipment Coverage – Insurance against losses concerning owned, borrowed, rented or leased tools and equipment.
Seasonal Coverage Increases – Increases your personal property limit during peak periods by 50%, as long as your limit is at least 90% of your average annual contents value.
Inventory Coverage – Insurance protection that’s geared toward your volume of inventory as well as its frequency of turnover.
Personal Property in Transit Coverage – For Business Personal Property being transported in your vehicle by a common or contract carrier or in the mail.
Business Personal Property – Insurance protection against loss concerning your business’ personal property and the property of your customers while in your care.
Valuable Papers – Insurance for the cost to restore information from documents such as medical or legal records, deeds or abstracts.