The plan pays benefits for covered activities:
Coverage is offered at the time of membership renewal at a member group rate of $8.00 per person per year. Premiums are billed annually with membership dues.
The Accident Medical Expense and Accidental Death & Dismemberment benefit amounts are payable if the accident occurs while you are:
This insurance does not apply to any accident resulting from:
Insurance is underwritten by
FEDERAL INSURANCE COMPANY,
a member insurer of the Chubb Group of Insurance Companies
AAA Ohio Auto Club
The policy provides limited accident insurance only. The policy does not provide coverage for legal liability. It does not provide basic hospital, basic medical or major medical insurance.
The coverage described in this literature may not be available in all jurisdictions. This literature is descriptive only. Actual coverage is subject to the language of the policy as written, policy #9907-56-24 Exclusions and limitations apply. Chubb, Box 1615, Warren, NJ 07061-1615.
All claims must be reported to the Plan Administrator within 90 days of the accident. The benefit amount is payable only if treatment is first incurred within 90 days after the accident. Accident Medical Expense is payable only for medical expenses incurred within 52 weeks after the date of the accident causing the accidental bodily injury.
Any person knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and/or civil penalties.