*All loans offered through AAA Ohio Auto Club. Rates and terms subject to change without notice. Actual rate will be determined by individual credit worthiness. Rates listed are for AAA members only and may not be available in all areas. No down payment required for qualified applicants. Example: Borrowing at 4.49% Annual Percentage Rate (APR) for new and used 2006 to 2018 cars for 36 months results in payments of $28.74 per $1,000 borrowed. Refinancing subject to applicable registry fees.