AAA Auto Loans

AAA Auto Loans

    Rates as low as 1.94% APR*!

AAA offers competitive auto loan rates for new and used vehicles; plus refinancing options on existing car loans. Take advantage of rock-bottom interest rates from AAA and keep more money in your pocket! Refinancing your current loan with a lower rate loan from AAA is simple, easy and fast. The new lower rate results in a decreased monthly payment, or allows the loan to be paid off more quickly.

  • No cost to apply
  • Low, guaranteed rates
  • Fast decisions
  • High level of convenience and service
  • Close at your local AAA Store


Low Auto Loan Rates for AAA Members

Rates as low as 1.94% APR* for qualified buyers on new and used 2009-2016 models up to 60 months*.

Applying is easy! Just click the button below or call:


*All loans offered through AAA Ohio Auto Club. Rates and terms subject to change without notice. Actual rate will be determined by individual credit worthiness. Rates listed are for AAA members and may not be available in all areas. No down payment required for qualified applicants. Certain fees and restrictions may apply. Example: Borrowing at 1.94% Annual Percentage Rate (APR) for new and used 2009 to 2016 cars for 60 months results in payments of $17.50 per $1,000 borrowed. 1.94% APR rate reflects a .50% discount for borrowing less than 80% of the vehicle's value. Refinancing subject to applicable registry title fees.

AAA Auto Buying

Thinking about new wheels? We've partnered with TrueCar™ to create a better way to buy a car and help you see significant savings on your new baby.

How It Works

AAA's Auto Buying Program helps you get the vehicle you want at significant savings.

  • • Build or find your new or used car
  • • Up-front, no-haggle pricing, with AAA Member Pricing
  • • Access certified dealers
  • • Take a test drive
  • • Finance & Buy

What You'll Find

We want to make it easy for you to buy your next new or used car. Explore the AAA Auto Buying program to find:

  • • A simple, no-stress process
  • • TrueCar™ Price reports
  • • Most popular Top 10 Lists
  • • Reviews, Photos & Specifications
  • • Safety and Crash Test results
  • • Compare vehicles side-by-side
  • • Trade-in values
  • • Local Price comparisons - see what other buyers have paid in your area
  • • Access to a free no-obligation auto insurance quote on the vehicle you want,
      with AAA member savings up to 15%

Start Shopping Now

Guaranteed Savings and upfront dealer pricing information not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

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Auto Insurance
Get a Quote

Protect your investment with insurance from AAA

Making wise decisions about auto insurance can be difficult. If you'd like a free, no-obligation quote for auto insurance, please complete our online quote form. You'll get the rates from several companies, and if you need more information, one of our licensed agents will contact you during the next business day.

Get a Quote

Talk to an Agent

AAA Insurance Agents

AAA Insurance Agents are available to assist you
every day 8 AM - Midnight.



  • IIHS Crash Test Data

    How safe is your vehicle?
    Find out.

    The IIHS conducts crashworthiness evaluations on new passenger vehicles. Before you buy, get the facts. Available for model years 1992 and newer.

    Get the facts


    IIHS Crash Test Data
  • Get the CARFAX

    AAA members save 25% on CARFAX used vehicle reports.

    Used cars may have costly hidden problems. A CARFAX History Report can save you thousands of dollars by revealing the true history of the car.

    Visit CARFAX Now


  • NADA Price Guides

    The most trusted name in vehicle pricing.

    Get the value of your vehicle before you buy or sell. Find all makes and models, including classic and exotic cars back to 1926!

    Search NADA Guides


    NADA Guides

AAA AutoMaker

Build your dream car with AAA AutoMaker.

AAA AutoMaker helps you find the perfect vehicle. Select the make and options you want, or build your dream car based on your lifestyle needs. AAA AutoMaker gives you MSRP, plus a detailed description of all your choices so you get the car that's best for you.

AAA AutoMaker

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